Banking software product portfolio of Asseco SEE covers following product lines:
- Core Banking Systems,
- Payment Systems,
- Channel Systems,
- Business Intelligence Systems
Core Banking Systems
Integrated banking applications for retail and corporate banking consists of custom designed applications oriented to different banking activities that are united as a universal core banking solution. Each application uses variety of modules that can be implemented as demanded. It provides comprehensive multi-currency national and international payments system as well as tracking and management of bank’s accounts at clearing houses and correspondent banks. It also integrates various types of money transfer transactions with full compliance with SWIFT protocol and supports all local and international standards.
Available modules: System Core, Teller, Fixed Assets, Treasury Back Office (TBO) Module, Loan subsystem, Term Deposits, F/X Operations, Bank Guarantees, General Ledger, External reporting...
Payment Systems
Payment Solutions provides full service for payment cards management, new products modeling, flexible fee and charges calculation. It includes integrated support for payments/checks processing: scanning, OCR, capturing, accounting, payments messages (SWIFT, RTGS, etc), front and back office processing support as well as sub ledger. It is based on reliable, secure and effective operational framework and could be easy integrated with most core-banking platform. Payment suite provides users with certified and proved solution able to manage large volume of payments messages. Workflow management system allows various configurations: distributed back-office (in branches) or centralized processing (including documents scanning and recognition). National Payment Operations provides tracking and management of bank’s accounts at clearing houses and at foreign correspondent banks. It also integrates various types of money transfer transactions with full compliance with SWIFT protocol and supports all local standards.
Channel Systems
Multi channel solutions for banking services that enables 24/7 delivery from any device and anywhere.
Mobile banking consists of complete Java mobile banking solution comprising all internet banking functionalities prepared for retail and corporate clients - fast, secure and user friendly.
Electronic bill payment covers bill presentment and payment gateway.
eCommerce includes MasterCard Secure Code, verified by VISA compliant 3D Secure ACS and MPI solution.
Loans processing provide Management of credit operations for the entire life cycle at sale points in and outside of bank.
Digital signature is PKI software solution that enables registration of subjects and subscribers with online and offline digital signature and encryption functionality. Strong authentication: user and data/transaction authentication, channel and application independent.
Complete VoIP contact solution provides Phone banking, Customer Care Centre, Complaint Management Center, Tele Sales/Marketing, Debt Collection.
Business Intelligence Systems
Business Intelligence Solutions provides all inclusive, timely and high quality information according to needs of bank management. Data warehouse for Regulatory Reporting covers full scope of banking business processes and gives full picture of business, including:
- Profitability
- Risk Management
- Assets and liability
- Compliance
- Basel 2
Operational Risk: Provides enterprise-wide loss event tracking, reporting and action identification. Support in capturing operational risk issues, controlling internal sign-off and measurement of economic impact of risk.
Scoring and Rating Solution is an integral scoring software solution that defines and evaluates scoring models. Using scoring models that represent business policies ads additional value to a business decision and it is applicable in any domain of decision and it is frequently used for credit scoring and employee performance scoring.
Asseco SEE Banking software products technologies and advantages:
Banking Software, depending on product line is on multitier architectures, MS SQL, MS.NET, Java, Oracle 9i/10g, IBM IFW data models, DB II... It integrates wide range of Computer Telephony technologies and applications, with built-in multi-channel support (voice, fax, SMS, e-mail). Our solutions also enable quick and secure access to financial information and services from mobile devices.
Our products are secure, flexible, modular and simple for implementation. Modularity allows step by step implementation based on the business development. They are with proven scalability (banks with more than 1 M accounts and 300 branches) and international sales ready (multi country/5, multi language/6).
Banking systems are cost effective, fast and reliable for large volume of cards holders. They support various international payment cards, are compliant, card processor independent/multi processors supported.
Portfolio enables quick and secure access to financial information and services from mobile devices. They ensure encryption, authentication, data integrity and non-repudiation.
Our solutions decrease approval process duration and simplify communication.